Insurance During First Year of Operations
The answer to this question will differ for each business owner. But here are the 3 reasons why most businesses end up purchasing insurance in their first year of operation. 1. A Key Entity...
View ArticleHow to save money on insurance
Unfortunately, the likes of Honey and Rakuten don’t work when trying to decrease the cost of business insurance. Unfortunately for small business with premiums of $10,000 or less, they are normally...
View ArticleWhat is an Additional Insured
Either in policy language or by endorsement of your policy, you can extend coverage to third parties. This is necessary where both parties may either share the responsibility/fault for a claim or...
View ArticleWhat is a Certificate of Insurance
Generically, a certificate of insurance is a form populated by your insurance carrier or insurance agent. The certificate identifies what insurance you have; specifically, the dates, basic coverage...
View ArticleWhat are These Employer’s Liability Limits on My Workers’ Compensation Policy
When you purchase workers compensation insurance you may notice that there are limits on the policy referred to as employer’s liability limits. While workers compensation was created to alleviate the...
View ArticleCan I Use My Personal Auto For Business
Progressive has a quick and easy breakdown to help you answer whether or not you need business auto insurance instead of personal auto insurance. CLICK HERE
View ArticlePeer to peer insurance
Often in life what is old will become new. As insurtech became a buzz word in the last decade we saw many old concepts become energized through new technology. Peer to peer insurance or P2P Insurance...
View ArticleWellness and Workers Compensation
Most employers see wellness programs as part of a competitive benefits package meant to recruit or keep talented employees. Some may also expect to see return on investment through decreases in sick...
View ArticleWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple,...
View ArticleInsurance Checklist for Nursery and Garden Stores
When your insurance policies renew are you confident that your insurance advisor has considered all risk exposures present to your business? Have you even had the time and/or knowledge to think those...
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